so long monthly visa payments.....

Dear Capital One,

I know the holidays are coming soon and this is possibly not the best time to do this but I need to get this off my chest so I'm just going to be straight with you. We're over. I can't do this anymore. It's not you, it's me. I'm sure you could be very happy with someone else but we just aren't a good fit. I'm very sorry if you feel used, I didn't mean to hurt you.

Good Luck With Everything,

Slightly less Broke-Ass Babe